Stamp duty (officially conveyance duty) is a state tax you pay when you buy property in South Australia. First home buyers pay no stamp duty on a new home, an off-the-plan home or vacant land to build on, with no price cap. Established homes don't get first home buyer relief. Figures checked November 2026.
Full stamp duty relief on a new home, an off-the-plan apartment or a house-and-land package, with no value cap. You need to live in the home for at least six months.
Full stamp duty relief on vacant land you'll build your first home on, also with no value cap.
A $15,000 grant for buying or building a new home, with no price cap. You can usually claim it as well as stamp duty relief, but you apply for each separately.
First home buyers of established homes pay standard duty. Foreign buyers generally also pay a 7% foreign ownership surcharge.
The buyer pays stamp duty. Your conveyancer or solicitor usually arranges payment as part of settlement, so you need the funds ready by then.
Duty is calculated on the price you pay, or the property's market value if that's higher. Because relief only applies to new homes and land, buying new rather than established can save a first home buyer tens of thousands of dollars.
Relief isn't automatic. Your conveyancer or solicitor usually lodges the application with RevenueSA as part of settlement.
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Duty rises with the price, so it changes your real budget.
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Buying new unlocks stamp duty relief and the $15,000 grant.
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Use our stamp duty calculator for an estimate on a specific price.
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We'll factor duty and other costs into your pre-approval so there are no surprises.
Usually it's paid from your savings. Some lenders will lend enough to cover costs if you have a strong deposit or equity, often with lenders mortgage insurance. We'll tell you what's possible.
Yes, but first home buyers get full relief on vacant land they'll build their first home on, with no value cap.
First home buyer relief requires you to live in the home. Investors generally pay standard duty.
RevenueSA publishes current rates and eligibility rules. We check our figures against them, and our calculator uses current rates.
This information is general in nature and is based on South Australian rules as at November 2026. It doesn't take into account your objectives, financial situation or needs. Duty rates, thresholds and eligibility are set by RevenueSA and can change; check your situation with RevenueSA or your conveyancer.
We'll include stamp duty, fees and any concessions in your pre-approval plan.
