Stamp duty is a territory tax you pay when you buy property in the Northern Territory. There's no general first home buyer exemption, but a house-and-land package can be duty-free, and first home buyers can get a $50,000 grant for a new home. Figures checked November 2026.
No stamp duty on a house-and-land package bought from a building contractor in a single contract signed by 30 June 2027. There's no price cap or means test, and you don't need to be a first home buyer.
A $50,000 grant for first home buyers who buy or build a new home, with a contract signed by 30 September 2027. It can be combined with the house-and-land exemption.
First home buyers of established homes pay standard duty. The $10,000 grant for established homes closed in September 2025.
The FreshStart New Home Grant offers $30,000 to people who aren't first home buyers to buy or build a new home. It can't be combined with the HomeGrown grant.
The buyer pays stamp duty. Your conveyancer or solicitor usually arranges payment as part of settlement, so you need the funds ready by then.
Duty is calculated on the price you pay, or the property's market value if that's higher. On a $500,000 established home it's about $24,000, so it's a big part of your upfront costs.
If you apply for a grant through your lender, it's paid to the lender once your eligibility is confirmed, so it can go towards your purchase.
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Duty rises with the price, so it changes your real budget.
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A house-and-land package and the $50,000 grant can make a big difference.
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Use our stamp duty calculator for an estimate on a specific price.
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We'll factor duty and other costs into your pre-approval so there are no surprises.
Usually it's paid from your savings. Some lenders will lend enough to cover costs if you have a strong deposit or equity, often with lenders mortgage insurance. We'll tell you what's possible.
Yes. Vacant land on its own pays standard duty. Buying a house-and-land package in one contract from a building contractor can avoid it.
The house-and-land exemption isn't limited to first home buyers. Investors buying established homes pay standard duty.
The Territory Revenue Office publishes current rates and eligibility rules. We check our figures against them, and our calculator uses current rates.
This information is general in nature and is based on Northern Territory rules as at November 2026. It doesn't take into account your objectives, financial situation or needs. Duty rates, grants and eligibility are set by the Territory Revenue Office and can change; check your situation with the Territory Revenue Office or your conveyancer.
We'll include stamp duty, fees and any concessions in your pre-approval plan.
